Make your idle cash work as hard as your business does.
Test Brixent applies AI-driven predictive analytics to your existing accounts, surfacing risk and yield signals in real time. No minimum deposit — start with whatever you have available.
Test Brixent applies AI-driven predictive analytics to your existing accounts, surfacing risk and yield signals in real time. No minimum deposit — start with whatever you have available.
Each pillar draws on the same data feed — your accounting and banking records — and produces a distinct, actionable output.
The engine scans transaction patterns and market conditions to flag liquidity risk as it forms, not after it appears on a statement.
Predictive models project cash position weeks ahead, accounting for seasonality, receivables and known obligations.
When surplus capital is detected, the system proposes short-term allocation options matched to your risk tolerance.
The workflow is designed to run without daily supervision, while keeping every decision visible and reversible.
Test Brixent reads directly from your accounting software and business bank feeds using read-only, encrypted connections. No spreadsheets to upload, no manual entry required.
Data ingestion runs continuously in the background, updating your position throughout the trading day.
Once connected, the AI compares your liquidity profile against current market conditions, identifying short-term opportunities that match your stated risk appetite.
Every recommendation includes the reasoning behind it, so decisions remain transparent rather than a black box.
You retain final approval on every allocation. Once confirmed, execution is automated, removing the delay between insight and action.
Security reviews are built into the ingestion pipeline, not added afterwards.
Traditional treasury and investment tools are typically built for balance sheets far larger than most small businesses hold.
| Feature | Traditional tools | Test Brixent |
|---|---|---|
| Minimum deposit | £10,000+ | None |
| Onboarding time | Days to weeks | Minutes |
| Predictive analytics | Add-on, often costly | Included |
| Manual oversight needed | Yes, typically daily | Optional |
There is no account tier, no asset threshold and no waiting period. A business holding a few hundred pounds of working capital receives the same analytical depth as one holding six figures.
This approach reflects a simple view: the tools for managing risk and liquidity should scale with the business, not exclude it.
Three recurring scenarios among small business users, drawn from common liquidity patterns rather than exceptional cases.
A retail business collects a strong Q4, leaving significant cash idle in a low-interest account through the quieter months that follow.
Outcome: surplus is allocated to short-term, liquid options until it is needed again.
A services firm holds cash reserves that lose real value as prices rise, with no clear signal on when to act.
Outcome: predictive signals flag the point at which reserves are moved into inflation-resistant positions.
A limited company sets aside funds for a known corporation tax bill several months ahead, but wants the funds earning in the meantime.
Outcome: liquidity is optimised for short-term yield while remaining accessible before the deadline.
Test Brixent was built around a straightforward premise: small businesses generate meaningful financial data but rarely have the resources to analyse it properly. The platform closes that gap with automated, continuous analysis rather than periodic manual review.
Read more about our approach on the About page.
If a question isn't covered here, our team is reachable through the contact page.
Data is transmitted using encrypted connections and stored under access controls limited to the systems that generate your recommendations. It is never sold or shared with third parties for marketing purposes.
There is no account threshold to unlock analysis or recommendations. You connect your existing accounts and receive insights regardless of balance size; allocation amounts scale to whatever capital is actually available.
Cash-flow projections and risk indicators refresh continuously as new transaction data arrives. Investment signals are reviewed and updated throughout each trading day.
No. Recommendations are presented in plain terms with the underlying reasoning shown alongside each one, so decisions can be made without a background in financial analysis.
Yes. Access can be revoked immediately from your account settings, which stops data ingestion and halts any further analysis.
No minimum deposit. No hidden fees. Cancel anytime.